{"id":568,"date":"2021-11-09T10:03:30","date_gmt":"2021-11-09T10:03:30","guid":{"rendered":"https:\/\/integration.ow.ch\/?post_type=faq&#038;p=568"},"modified":"2026-01-08T11:22:03","modified_gmt":"2026-01-08T10:22:03","slug":"02-was-kostet-eine-krankenkasse","status":"publish","type":"faq","link":"https:\/\/integration.ow.ch\/it\/faq\/02-was-kostet-eine-krankenkasse\/","title":{"rendered":"02. Was muss ich f\u00fcr die medizinische Versorgung bezahlen?"},"content":{"rendered":"<div class=\"inherit-container-width wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"wp-block-group__inner-container\">\n<figure class=\"wp-block-image alignright size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"338\" src=\"https:\/\/integration.ow.ch\/wp-content\/uploads\/2021\/11\/F2-1_27102515_Schlierner.jpg\" alt=\"\" class=\"wp-image-562\" style=\"width:363px;height:246px\" srcset=\"https:\/\/integration.ow.ch\/wp-content\/uploads\/2021\/11\/F2-1_27102515_Schlierner.jpg 500w, https:\/\/integration.ow.ch\/wp-content\/uploads\/2021\/11\/F2-1_27102515_Schlierner-300x203.jpg 300w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/figure>\n\n\n\n<p>Jede Person in der Schweiz muss einen Teil der medizinischen Versorgung selbst bezahlen. Hier eine \u00dcbersicht \u00fcber die Kosten: <\/p>\n<\/div><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Jeden Monat m\u00fcssen Sie Ihre <strong>Pr\u00e4mie<\/strong> f\u00fcr die Krankenkasse bezahlen. Obwohl in der Grundversicherung \u00fcberall die gleichen Leistungen enthalten sind, bezahlt man je nach Krankenkasse unterschiedlich hohe Pr\u00e4mien. Es lohnt sich deshalb, sich \u00fcber die verschiedenen Pr\u00e4mien zu informieren. Eine Pr\u00e4mien\u00fcbersicht finden Sie <a href=\"https:\/\/www.priminfo.admin.ch\/de\/praemien\"><strong><em>qui<\/em><\/strong><\/a>. <\/li>\n\n\n\n<li>Jedes Jahr m\u00fcssen Sie zudem einen fixen Betrag der Behandlungskosten selbst zahlen, die <strong><em><a href=\"http:\/\/Eine hohe Franchise (und tiefe Pr\u00e4mien) lohnen sich nur, wenn Sie wenig krank sind.\">Franchise<\/a><\/em><\/strong>. Die H\u00f6he k\u00f6nnen Sie selber w\u00e4hlen. Je h\u00f6her die Franchise desto tiefer die Pr\u00e4mie. Eine hohe Franchise (und tiefe Pr\u00e4mien) lohnen sich nur, wenn Sie wenig krank sind. <strong><em><a href=\"https:\/\/www.priminfo.admin.ch\/de\/versicherungen\/grundversicherung\">Qui<\/a><\/em><\/strong> finden Sie eine Erkl\u00e4rung, wie die Franchise genau funktioniert. <\/li>\n\n\n\n<li>Se le spese mediche annuali superano la franchigia, si deve pagare un ulteriore 10 per cento per le spese.\u00a0<strong>Franchigia.<\/strong>\u00a0Der Selbstbehalt betr\u00e4gt lmaximal 700 Franken pro Jahr.<\/li>\n<\/ul>\n\n\n\n<p>Gut zu wissen: Die Kosten f\u00fcr\u00a0<strong>Gravidanza e nascita<\/strong>\u00a0\u00e8 coperto interamente dalla cassa malattia fin dall'inizio.<\/p>\n\n\n\n<p><\/p>","protected":false},"author":2,"template":"","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}}},"faq_gruppi":[24],"class_list":["post-568","faq","type-faq","status-publish","hentry","faq-group-krankenversicherung"],"uagb_featured_image_src":[],"uagb_author_info":{"display_name":"SAOW","author_link":"https:\/\/integration.ow.ch\/it\/author\/saow\/"},"uagb_comment_info":0,"uagb_excerpt":"Jede Person in der Schweiz muss einen Teil der medizinischen Versorgung selbst bezahlen. Hier eine \u00dcbersicht \u00fcber die Kosten: Gut zu wissen: Die Kosten f\u00fcr\u00a0Schwangerschaft und Geburt\u00a0\u00fcbernimmt die Krankenkasse von Anfang an vollst\u00e4ndig.","_links":{"self":[{"href":"https:\/\/integration.ow.ch\/it\/wp-json\/wp\/v2\/faqs\/568","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/integration.ow.ch\/it\/wp-json\/wp\/v2\/faqs"}],"about":[{"href":"https:\/\/integration.ow.ch\/it\/wp-json\/wp\/v2\/types\/faq"}],"author":[{"embeddable":true,"href":"https:\/\/integration.ow.ch\/it\/wp-json\/wp\/v2\/users\/2"}],"wp:attachment":[{"href":"https:\/\/integration.ow.ch\/it\/wp-json\/wp\/v2\/media?parent=568"}],"wp:term":[{"taxonomy":"faq-group","embeddable":true,"href":"https:\/\/integration.ow.ch\/it\/wp-json\/wp\/v2\/faq_gruppi?post=568"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}