{"id":564,"date":"2021-11-09T10:00:40","date_gmt":"2021-11-09T10:00:40","guid":{"rendered":"https:\/\/integration.ow.ch\/?post_type=faq&#038;p=564"},"modified":"2026-01-08T10:59:30","modified_gmt":"2026-01-08T09:59:30","slug":"01-was-ist-eine-krankenversicherung-und-wer-ist-versichert","status":"publish","type":"faq","link":"https:\/\/integration.ow.ch\/it\/faq\/01-was-ist-eine-krankenversicherung-und-wer-ist-versichert\/","title":{"rendered":"01. Was ist eine Krankenkasse und wer ist versichert?"},"content":{"rendered":"<div class=\"inherit-container-width wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"wp-block-group__inner-container\">\n<figure class=\"wp-block-image alignright size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"338\" src=\"https:\/\/integration.ow.ch\/wp-content\/uploads\/2021\/11\/F1-2_21806072_Dron.jpg\" alt=\"\" class=\"wp-image-565\" style=\"width:375px;height:254px\" srcset=\"https:\/\/integration.ow.ch\/wp-content\/uploads\/2021\/11\/F1-2_21806072_Dron.jpg 500w, https:\/\/integration.ow.ch\/wp-content\/uploads\/2021\/11\/F1-2_21806072_Dron-300x203.jpg 300w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/figure>\n\n\n\n<p>Jede in der Schweiz wohnhafte Person muss sich obligatorisch bei einer Krankenkasse versichern. Obligatorisch ist die so genannte\u00a0<strong><em><a href=\"https:\/\/www.priminfo.admin.ch\/de\/versicherungen\/grundversicherung\">Grundversicherung<\/a><\/em><\/strong>: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Krankenkassen m\u00fcssen jede Person unabh\u00e4ngig vom Alter und Gesundheitszustand in die Grundversicherung aufnehmen. <\/li>\n\n\n\n<li>Die Versicherten k\u00f6nnen ihre Krankenkasse frei w\u00e4hlen. <\/li>\n\n\n\n<li>Alle Personen sind in der Grundversicherung f\u00fcr die\u00a0<strong>gleichen Leistungen\u00a0<\/strong>versichert. Welche Leistungen genau bezahlt werden, finden Sie <strong><em><a href=\"https:\/\/www.comparis.ch\/krankenkassen\/grundversicherungen\/krankenpflegeversicherung\">qui<\/a><\/em><\/strong>. Wichtig zu wissen: gew\u00f6hnliche Zahnbehandlungen sind nicht versichert.<\/li>\n\n\n\n<li>Sie als versicherte Person bezahlen jeden Monat einen Beitrag, eine sogenannte Pr\u00e4mie, und die Krankenkasse zahlt daf\u00fcr einen Grossteil der Kosten im Krankheitsfall. <\/li>\n<\/ul>\n\n\n\n<p>Il\u00a0<a href=\"http:\/\/www.migesplus.ch\/wegweiser\/gesundheitswegweiser\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><em>Guida alla salute Svizzera<\/em><\/strong><\/a>\u00a0aiuta i migranti a orientarsi nel sistema sanitario svizzero. \u00c8 disponibile in 18 lingue diverse.<\/p>\n<\/div><\/div>\n\n\n\n<p><\/p>","protected":false},"author":2,"template":"","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}}},"faq_gruppi":[24],"class_list":["post-564","faq","type-faq","status-publish","hentry","faq-group-krankenversicherung"],"uagb_featured_image_src":[],"uagb_author_info":{"display_name":"SAOW","author_link":"https:\/\/integration.ow.ch\/it\/author\/saow\/"},"uagb_comment_info":0,"uagb_excerpt":"Jede in der Schweiz wohnhafte Person muss sich obligatorisch bei einer Krankenkasse versichern. Obligatorisch ist die so genannte\u00a0Grundversicherung: Der\u00a0Gesundheitswegweiser Schweiz\u00a0hilft Migrantinnen und Migranten, sich im schweizerischen Gesundheitssystem zurechtzufinden. Dieser ist in 18 verschiedenen Sprachen erh\u00e4ltlich.","_links":{"self":[{"href":"https:\/\/integration.ow.ch\/it\/wp-json\/wp\/v2\/faqs\/564","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/integration.ow.ch\/it\/wp-json\/wp\/v2\/faqs"}],"about":[{"href":"https:\/\/integration.ow.ch\/it\/wp-json\/wp\/v2\/types\/faq"}],"author":[{"embeddable":true,"href":"https:\/\/integration.ow.ch\/it\/wp-json\/wp\/v2\/users\/2"}],"wp:attachment":[{"href":"https:\/\/integration.ow.ch\/it\/wp-json\/wp\/v2\/media?parent=564"}],"wp:term":[{"taxonomy":"faq-group","embeddable":true,"href":"https:\/\/integration.ow.ch\/it\/wp-json\/wp\/v2\/faq_gruppi?post=564"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}