{"id":342,"date":"2021-11-08T08:08:04","date_gmt":"2021-11-08T08:08:04","guid":{"rendered":"https:\/\/integration.ow.ch\/?post_type=faq&#038;p=342"},"modified":"2022-03-24T09:48:58","modified_gmt":"2022-03-24T08:48:58","slug":"05-wer-und-was-ist-in-der-krankenversicherung-kv-versichert","status":"publish","type":"faq","link":"https:\/\/integration.ow.ch\/fr\/faq\/05-wer-und-was-ist-in-der-krankenversicherung-kv-versichert\/","title":{"rendered":"05. Wer und was ist in der Krankenversicherung (KV) versichert?"},"content":{"rendered":"<div class=\"inherit-container-width wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"wp-block-group__inner-container\">\n<div class=\"wp-block-image\"><figure class=\"alignright size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"203\" src=\"https:\/\/integration.ow.ch\/wp-content\/uploads\/2021\/11\/csm_F5-1_27102515_Schlierner_c0854f8fb4.jpg\" alt=\"\" class=\"wp-image-343\"\/><\/figure><\/div>\n\n\n\n<p><strong>Obligatoire<\/strong>&nbsp;est ce que l'on appelle&nbsp;<strong>Assurance de base.<\/strong>&nbsp;Les caisses maladie doivent accepter toute personne dans l'assurance de base, ind\u00e9pendamment de son \u00e2ge et de son \u00e9tat de sant\u00e9. Les assur\u00e9s peuvent choisir librement leur caisse maladie.<\/p>\n\n\n\n<p>Tous sont couverts par l'assurance de base pour les&nbsp;<strong>m\u00eame performance<\/strong>&nbsp;est assur\u00e9e par l'assurance maladie. Elle est toutefois plus ou moins ch\u00e8re selon la caisse maladie et le mod\u00e8le d'assurance. Les prestations de l'assurance de base comprennent par exemple le traitement en cabinet m\u00e9dical et \u00e0 l'h\u00f4pital, les m\u00e9dicaments et les examens de laboratoire prescrits par le m\u00e9decin, la psychoth\u00e9rapie et la physioth\u00e9rapie, les examens de contr\u00f4le pendant la grossesse, les vaccins, les examens de sant\u00e9 pour les enfants ainsi que les frais partiels en cas de transport d'urgence. Les traitements dentaires ordinaires ne sont pas couverts par l'assurance de base.<\/p>\n\n\n\n<p>Vous pouvez volontairement demander une&nbsp;<strong>Assurance compl\u00e9mentaire&nbsp;<\/strong>et doivent payer une prime plus \u00e9lev\u00e9e. Cela permet de payer des prestations suppl\u00e9mentaires.<\/p>\n\n\n\n<p><em><a href=\"https:\/\/www.comparis.ch\/krankenkassen\/info\/glossar\/leistungen-krankenpflegeversicherung.aspx\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Ici<\/strong><\/a><\/em>&nbsp;vous trouverez une liste de toutes les prestations de l'assurance de base.<\/p>\n\n\n\n<p>Le site\u00a0<a href=\"https:\/\/www.migesplus.ch\/publikationen\/gesundheitswegweiser-schweiz\" target=\"_blank\" rel=\"noreferrer noopener\"><em><strong>Guide de sant\u00e9 pour la Suisse<\/strong><\/em><\/a>\u00a0aide les migrants \u00e0 s'orienter dans le syst\u00e8me de sant\u00e9 suisse. Il est disponible en plusieurs langues.<\/p>\n\n\n\n<p><em><strong><a rel=\"noreferrer noopener\" href=\"https:\/\/www.bsv.admin.ch\/bsv\/de\/home\/sozialversicherungen\/kv-uv.html\" target=\"_blank\">Ici\u00a0<\/a><\/strong><\/em>vous trouverez de plus amples informations sur l'assurance maladie en Suisse. <\/p>\n<\/div><\/div>","protected":false},"author":2,"template":"","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}}},"faq_groups":[11],"class_list":["post-342","faq","type-faq","status-publish","hentry","faq-group-sozialversicherungen"],"uagb_featured_image_src":[],"uagb_author_info":{"display_name":"SAOW","author_link":"https:\/\/integration.ow.ch\/fr\/author\/saow\/"},"uagb_comment_info":0,"uagb_excerpt":"Obligatorisch&nbsp;ist die so genannte&nbsp;Grundversicherung.&nbsp;Krankenkassen m\u00fcssen jede Person unabh\u00e4ngig vom Alter und Gesundheitszustand in die Grundversicherung aufnehmen. Die Versicherten k\u00f6nnen ihre Krankenkasse frei w\u00e4hlen. Alle sind in der Grundversicherung f\u00fcr die&nbsp;gleiche Leistung&nbsp;versichert. Je nach Krankenkasse und Versicherungsmodell ist diese aber unterschiedlich teuer. Zu den Leistungen der Grundversicherung geh\u00f6ren zum Beispiel die Behandlung in Arztpraxis und Spital,\u2026","_links":{"self":[{"href":"https:\/\/integration.ow.ch\/fr\/wp-json\/wp\/v2\/faqs\/342","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/integration.ow.ch\/fr\/wp-json\/wp\/v2\/faqs"}],"about":[{"href":"https:\/\/integration.ow.ch\/fr\/wp-json\/wp\/v2\/types\/faq"}],"author":[{"embeddable":true,"href":"https:\/\/integration.ow.ch\/fr\/wp-json\/wp\/v2\/users\/2"}],"wp:attachment":[{"href":"https:\/\/integration.ow.ch\/fr\/wp-json\/wp\/v2\/media?parent=342"}],"wp:term":[{"taxonomy":"faq-group","embeddable":true,"href":"https:\/\/integration.ow.ch\/fr\/wp-json\/wp\/v2\/faq_groups?post=342"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}