{"id":338,"date":"2021-11-08T08:06:10","date_gmt":"2021-11-08T08:06:10","guid":{"rendered":"https:\/\/integration.ow.ch\/?post_type=faq&#038;p=338"},"modified":"2022-11-08T14:12:44","modified_gmt":"2022-11-08T13:12:44","slug":"03-wer-und-was-ist-bei-einer-unfallversicherung-versichert","status":"publish","type":"faq","link":"https:\/\/integration.ow.ch\/fr\/faq\/03-wer-und-was-ist-bei-einer-unfallversicherung-versichert\/","title":{"rendered":"03 Qui et quoi est assur\u00e9 par une assurance-accidents ?"},"content":{"rendered":"<div class=\"inherit-container-width wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"wp-block-group__inner-container\">\n<figure class=\"wp-block-image alignright size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/integration.ow.ch\/wp-content\/uploads\/2021\/11\/csm_F3-2_17985027_PeterAtkins_4fca6b9e12.jpg\" alt=\"\" class=\"wp-image-339\" width=\"300\" height=\"203\"\/><\/figure>\n\n\n\n<p>Tous les employ\u00e9s en Suisse&nbsp;<strong>Travailleurs et travailleuses<\/strong>&nbsp;sont assur\u00e9s contre les accidents.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Vous travaillez&nbsp;<strong>huit heures ou plus par semaine<\/strong>&nbsp;aupr\u00e8s d'un employeur : vous \u00eates alors assur\u00e9(e) contre les accidents professionnels et contre les accidents dits non professionnels (accidents sur le chemin du travail et pendant les loisirs).<\/li>\n\n\n\n<li>Vous travaillez&nbsp;<strong>moins de huit heures<\/strong>&nbsp;par semaine chez un employeur : vous n'\u00eates alors assur\u00e9(e) que contre les accidents professionnels et les accidents sur le chemin du travail. Pour les accidents survenant pendant les loisirs (par exemple \u00e0 la maison), vous devez souscrire une assurance-accidents aupr\u00e8s de votre caisse maladie.<\/li>\n\n\n\n<li><strong>Personnes au ch\u00f4mage,<\/strong>&nbsp;qui ont droit \u00e0 des indemnit\u00e9s de ch\u00f4mage sont obligatoirement assur\u00e9s.<\/li>\n<\/ul>\n\n\n\n<p><strong>Non assur\u00e9<\/strong>&nbsp;sont des personnes qui n'exercent pas d'activit\u00e9 professionnelle, par exemple les femmes et les hommes au foyer, les enfants, les \u00e9tudiants, les retrait\u00e9s ou les ch\u00f4meurs en fin de droits. Ces personnes doivent obligatoirement souscrire une assurance accident aupr\u00e8s de leur caisse maladie.<\/p>\n\n\n\n<p><strong>Voici comment proc\u00e9der en cas d'accident : <\/strong>D\u00e9clarez toujours l'accident imm\u00e9diatement \u00e0 votre employeur ou \u00e0 votre caisse de maladie. Vous pouvez obtenir le formulaire \u00e0 cet effet aupr\u00e8s de votre employeur ou de votre caisse d'assurance maladie. <\/p>\n<\/div><\/div>","protected":false},"author":1,"template":"","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}}},"faq_groups":[11],"class_list":["post-338","faq","type-faq","status-publish","hentry","faq-group-sozialversicherungen"],"uagb_featured_image_src":[],"uagb_author_info":{"display_name":"admin","author_link":"https:\/\/integration.ow.ch\/fr\/author\/inow-wpadmin\/"},"uagb_comment_info":0,"uagb_excerpt":"Alle in der Schweiz besch\u00e4ftigten&nbsp;Arbeitnehmerinnen und Arbeitnehmer&nbsp;sind gegen Unfall versichert. Nicht versichert&nbsp;sind nicht erwerbst\u00e4tige Personen, z.B. Hausfrauen und -m\u00e4nner, Kinder, Studierende, Rentnerinnen und Rentner oder ausgesteuerte Arbeitslose. Diese Personen m\u00fcssen obligatorisch eine Unfallversicherung bei der Krankenkasse abschliessen. So gehen Sie bei einem Unfall vor: Melden Sie den Unfall immer sofort Ihrer Arbeitgeberin bzw. Ihrem Arbeitgeber\u2026","_links":{"self":[{"href":"https:\/\/integration.ow.ch\/fr\/wp-json\/wp\/v2\/faqs\/338","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/integration.ow.ch\/fr\/wp-json\/wp\/v2\/faqs"}],"about":[{"href":"https:\/\/integration.ow.ch\/fr\/wp-json\/wp\/v2\/types\/faq"}],"author":[{"embeddable":true,"href":"https:\/\/integration.ow.ch\/fr\/wp-json\/wp\/v2\/users\/1"}],"wp:attachment":[{"href":"https:\/\/integration.ow.ch\/fr\/wp-json\/wp\/v2\/media?parent=338"}],"wp:term":[{"taxonomy":"faq-group","embeddable":true,"href":"https:\/\/integration.ow.ch\/fr\/wp-json\/wp\/v2\/faq_groups?post=338"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}