{"id":342,"date":"2021-11-08T08:08:04","date_gmt":"2021-11-08T08:08:04","guid":{"rendered":"https:\/\/integration.ow.ch\/?post_type=faq&#038;p=342"},"modified":"2022-03-24T09:48:58","modified_gmt":"2022-03-24T08:48:58","slug":"05-wer-und-was-ist-in-der-krankenversicherung-kv-versichert","status":"publish","type":"faq","link":"https:\/\/integration.ow.ch\/es\/faq\/05-wer-und-was-ist-in-der-krankenversicherung-kv-versichert\/","title":{"rendered":"05. Wer und was ist in der Krankenversicherung (KV) versichert?"},"content":{"rendered":"<div class=\"inherit-container-width wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"wp-block-group__inner-container\">\n<div class=\"wp-block-image\"><figure class=\"alignright size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"203\" src=\"https:\/\/integration.ow.ch\/wp-content\/uploads\/2021\/11\/csm_F5-1_27102515_Schlierner_c0854f8fb4.jpg\" alt=\"\" class=\"wp-image-343\"\/><\/figure><\/div>\n\n\n\n<p><strong>Obligatorio<\/strong>&nbsp;es el llamado&nbsp;<strong>Seguro b\u00e1sico.<\/strong>&nbsp;Las compa\u00f1\u00edas de seguros de enfermedad deben aceptar a todas las personas, independientemente de su edad y estado de salud, para un seguro b\u00e1sico. Los asegurados pueden elegir libremente su compa\u00f1\u00eda de seguros sanitarios.<\/p>\n\n\n\n<p>Todos est\u00e1n cubiertos por el seguro b\u00e1sico de la&nbsp;<strong>mismo servicio<\/strong>&nbsp;asegurado. No obstante, su precio var\u00eda en funci\u00f3n de la compa\u00f1\u00eda de seguros de enfermedad y del modelo de seguro. Las prestaciones del seguro b\u00e1sico incluyen, por ejemplo, el tratamiento en la consulta del m\u00e9dico y en el hospital, los medicamentos prescritos por el m\u00e9dico y las pruebas de laboratorio, la psicoterapia y la fisioterapia, los controles durante el embarazo, las vacunas, los controles de salud de los ni\u00f1os y los gastos parciales de transporte de urgencia. Los tratamientos odontol\u00f3gicos ordinarios no est\u00e1n cubiertos por el seguro b\u00e1sico.<\/p>\n\n\n\n<p>Puede voluntariamente&nbsp;<strong>Seguro complementario&nbsp;<\/strong>y tienen que pagar una prima m\u00e1s alta por ello. As\u00ed se pagan prestaciones adicionales.<\/p>\n\n\n\n<p><em><a href=\"https:\/\/www.comparis.ch\/krankenkassen\/info\/glossar\/leistungen-krankenpflegeversicherung.aspx\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Aqu\u00ed<\/strong><\/a><\/em>&nbsp;encontrar\u00e1 una lista de todas las prestaciones b\u00e1sicas del seguro.<\/p>\n\n\n\n<p>El\u00a0<a href=\"https:\/\/www.migesplus.ch\/publikationen\/gesundheitswegweiser-schweiz\" target=\"_blank\" rel=\"noreferrer noopener\"><em><strong>Gu\u00eda de la salud en Suiza<\/strong><\/em><\/a>\u00a0ayuda a los inmigrantes a orientarse en el sistema sanitario suizo. Est\u00e1 disponible en varios idiomas.<\/p>\n\n\n\n<p><em><strong><a rel=\"noreferrer noopener\" href=\"https:\/\/www.bsv.admin.ch\/bsv\/de\/home\/sozialversicherungen\/kv-uv.html\" target=\"_blank\">Aqu\u00ed\u00a0<\/a><\/strong><\/em>encontrar\u00e1 m\u00e1s informaci\u00f3n sobre el seguro de enfermedad en Suiza. <\/p>\n<\/div><\/div>","protected":false},"author":2,"template":"","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}}},"faq_groups":[11],"class_list":["post-342","faq","type-faq","status-publish","hentry","faq-group-sozialversicherungen"],"uagb_featured_image_src":[],"uagb_author_info":{"display_name":"SAOW","author_link":"https:\/\/integration.ow.ch\/es\/author\/saow\/"},"uagb_comment_info":0,"uagb_excerpt":"Obligatorisch&nbsp;ist die so genannte&nbsp;Grundversicherung.&nbsp;Krankenkassen m\u00fcssen jede Person unabh\u00e4ngig vom Alter und Gesundheitszustand in die Grundversicherung aufnehmen. Die Versicherten k\u00f6nnen ihre Krankenkasse frei w\u00e4hlen. Alle sind in der Grundversicherung f\u00fcr die&nbsp;gleiche Leistung&nbsp;versichert. Je nach Krankenkasse und Versicherungsmodell ist diese aber unterschiedlich teuer. Zu den Leistungen der Grundversicherung geh\u00f6ren zum Beispiel die Behandlung in Arztpraxis und Spital,&hellip;","_links":{"self":[{"href":"https:\/\/integration.ow.ch\/es\/wp-json\/wp\/v2\/faqs\/342","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/integration.ow.ch\/es\/wp-json\/wp\/v2\/faqs"}],"about":[{"href":"https:\/\/integration.ow.ch\/es\/wp-json\/wp\/v2\/types\/faq"}],"author":[{"embeddable":true,"href":"https:\/\/integration.ow.ch\/es\/wp-json\/wp\/v2\/users\/2"}],"wp:attachment":[{"href":"https:\/\/integration.ow.ch\/es\/wp-json\/wp\/v2\/media?parent=342"}],"wp:term":[{"taxonomy":"faq-group","embeddable":true,"href":"https:\/\/integration.ow.ch\/es\/wp-json\/wp\/v2\/faq_groups?post=342"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}