{"id":338,"date":"2021-11-08T08:06:10","date_gmt":"2021-11-08T08:06:10","guid":{"rendered":"https:\/\/integration.ow.ch\/?post_type=faq&#038;p=338"},"modified":"2022-11-08T14:12:44","modified_gmt":"2022-11-08T13:12:44","slug":"03-wer-und-was-ist-bei-einer-unfallversicherung-versichert","status":"publish","type":"faq","link":"https:\/\/integration.ow.ch\/es\/faq\/03-wer-und-was-ist-bei-einer-unfallversicherung-versichert\/","title":{"rendered":"03 \u00bfQui\u00e9n y qu\u00e9 cubre el seguro de accidentes?"},"content":{"rendered":"<div class=\"inherit-container-width wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"wp-block-group__inner-container\">\n<figure class=\"wp-block-image alignright size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/integration.ow.ch\/wp-content\/uploads\/2021\/11\/csm_F3-2_17985027_PeterAtkins_4fca6b9e12.jpg\" alt=\"\" class=\"wp-image-339\" width=\"300\" height=\"203\"\/><\/figure>\n\n\n\n<p>Todos los empleados en Suiza&nbsp;<strong>Trabajadores<\/strong>&nbsp;est\u00e1n asegurados contra accidentes.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Usted trabaja&nbsp;<strong>ocho horas o m\u00e1s a la semana<\/strong>&nbsp;con un empresario: entonces est\u00e1 asegurado contra los accidentes laborales y los denominados accidentes no laborales (accidentes de camino al trabajo y durante el tiempo de ocio).<\/li>\n\n\n\n<li>Usted trabaja&nbsp;<strong>Menos de ocho horas<\/strong>&nbsp;por semana con un solo empresario: en ese caso, s\u00f3lo est\u00e1 asegurado contra los accidentes de trabajo y los accidentes en el trayecto de ida y vuelta al trabajo. Para los accidentes en su tiempo libre (por ejemplo, en casa), debe suscribir un seguro de accidentes con su compa\u00f1\u00eda de seguros de enfermedad.<\/li>\n\n\n\n<li><strong>Desempleados,<\/strong>&nbsp;que tienen derecho a las prestaciones de desempleo est\u00e1n asegurados obligatoriamente.<\/li>\n<\/ul>\n\n\n\n<p><strong>No est\u00e1 asegurado<\/strong>&nbsp;son las personas que no ejercen una actividad remunerada, por ejemplo, las amas de casa y los maridos, los hijos, los estudiantes, los pensionistas o los desempleados que han abandonado el mercado de trabajo. Estas personas deben suscribir un seguro obligatorio de accidentes con su compa\u00f1\u00eda de seguros de enfermedad.<\/p>\n\n\n\n<p><strong>C\u00f3mo actuar en caso de accidente: <\/strong>Notifique siempre el accidente inmediatamente a su empresa o caja de enfermedad. Puedes obtener el formulario en tu empresa o en tu caja de enfermedad. <\/p>\n<\/div><\/div>","protected":false},"author":1,"template":"","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}}},"faq_groups":[11],"class_list":["post-338","faq","type-faq","status-publish","hentry","faq-group-sozialversicherungen"],"uagb_featured_image_src":[],"uagb_author_info":{"display_name":"admin","author_link":"https:\/\/integration.ow.ch\/es\/author\/inow-wpadmin\/"},"uagb_comment_info":0,"uagb_excerpt":"Alle in der Schweiz besch\u00e4ftigten&nbsp;Arbeitnehmerinnen und Arbeitnehmer&nbsp;sind gegen Unfall versichert. Nicht versichert&nbsp;sind nicht erwerbst\u00e4tige Personen, z.B. Hausfrauen und -m\u00e4nner, Kinder, Studierende, Rentnerinnen und Rentner oder ausgesteuerte Arbeitslose. Diese Personen m\u00fcssen obligatorisch eine Unfallversicherung bei der Krankenkasse abschliessen. So gehen Sie bei einem Unfall vor: Melden Sie den Unfall immer sofort Ihrer Arbeitgeberin bzw. Ihrem Arbeitgeber&hellip;","_links":{"self":[{"href":"https:\/\/integration.ow.ch\/es\/wp-json\/wp\/v2\/faqs\/338","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/integration.ow.ch\/es\/wp-json\/wp\/v2\/faqs"}],"about":[{"href":"https:\/\/integration.ow.ch\/es\/wp-json\/wp\/v2\/types\/faq"}],"author":[{"embeddable":true,"href":"https:\/\/integration.ow.ch\/es\/wp-json\/wp\/v2\/users\/1"}],"wp:attachment":[{"href":"https:\/\/integration.ow.ch\/es\/wp-json\/wp\/v2\/media?parent=338"}],"wp:term":[{"taxonomy":"faq-group","embeddable":true,"href":"https:\/\/integration.ow.ch\/es\/wp-json\/wp\/v2\/faq_groups?post=338"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}