{"id":587,"date":"2021-11-09T12:29:38","date_gmt":"2021-11-09T12:29:38","guid":{"rendered":"https:\/\/integration.ow.ch\/?post_type=faq&#038;p=587"},"modified":"2026-01-08T11:28:58","modified_gmt":"2026-01-08T10:28:58","slug":"05-wie-kann-ich-kosten-fuer-die-krankenkasse-sparen","status":"publish","type":"faq","link":"https:\/\/integration.ow.ch\/en\/faq\/05-wie-kann-ich-kosten-fuer-die-krankenkasse-sparen\/","title":{"rendered":"03. Wie kann ich Kosten f\u00fcr die Krankenkasse sparen?"},"content":{"rendered":"<div class=\"inherit-container-width wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"wp-block-group__inner-container\">\n<figure class=\"wp-block-image alignright size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"338\" src=\"https:\/\/integration.ow.ch\/wp-content\/uploads\/2021\/11\/F5-1_29461381_djama.jpg\" alt=\"\" class=\"wp-image-588\" style=\"width:375px;height:254px\" srcset=\"https:\/\/integration.ow.ch\/wp-content\/uploads\/2021\/11\/F5-1_29461381_djama.jpg 500w, https:\/\/integration.ow.ch\/wp-content\/uploads\/2021\/11\/F5-1_29461381_djama-300x203.jpg 300w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/figure>\n\n\n\n<p>Es gibt verschiedene M\u00f6glichkeiten, die Kosten f\u00fcr die Pr\u00e4mien zu senken.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Through a\u00a0<strong>high franchise:<\/strong>\u00a0With a high deductible (maximum 2500 francs), the premium drops sharply.\u00a0<strong>Attention:<\/strong>\u00a0However, this is only worthwhile if you are not very ill and do not have to go to the doctor very often.<\/li>\n\n\n\n<li>Through a\u00a0<strong>affordable health insurance:<\/strong>\u00a0Compare the premiums and benefits of health insurance companies with each other, for example <a href=\"https:\/\/www.priminfo.admin.ch\/de\/praemien\"><strong><em>here<\/em><\/strong><\/a>.<\/li>\n<\/ul>\n\n\n\n<p>Through\u00a0<strong>cantonal premium reductions:<\/strong>\u00a0Personen mit kleinem Einkommen haben Anspruch auf die kantonale Pr\u00e4mienverbilligung. Das heisst, der Kanton bezahlt einen Teil der Krankenkassenpr\u00e4mien. Im Kanton Obwalden finden Sie dazu bei der <strong><em><a href=\"https:\/\/www.akow.ch\/dienstleistungen\/praemienverbilligung\">Ausgleichskasse<\/a><\/em><\/strong>\u00a0weitere Informationen. <\/p>\n<\/div><\/div>\n\n\n\n<p><\/p>","protected":false},"author":2,"template":"","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}}},"faq_groups":[24],"class_list":["post-587","faq","type-faq","status-publish","hentry","faq-group-krankenversicherung"],"uagb_featured_image_src":[],"uagb_author_info":{"display_name":"SAOW","author_link":"https:\/\/integration.ow.ch\/en\/author\/saow\/"},"uagb_comment_info":0,"uagb_excerpt":"Es gibt verschiedene M\u00f6glichkeiten, die Kosten f\u00fcr die Pr\u00e4mien zu senken. Durch\u00a0kantonale Pr\u00e4mienverbilligungen:\u00a0Personen mit kleinem Einkommen haben Anspruch auf die kantonale Pr\u00e4mienverbilligung. Das heisst, der Kanton bezahlt einen Teil der Krankenkassenpr\u00e4mien. Im Kanton Obwalden finden Sie dazu bei der Ausgleichskasse\u00a0weitere Informationen.","_links":{"self":[{"href":"https:\/\/integration.ow.ch\/en\/wp-json\/wp\/v2\/faqs\/587","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/integration.ow.ch\/en\/wp-json\/wp\/v2\/faqs"}],"about":[{"href":"https:\/\/integration.ow.ch\/en\/wp-json\/wp\/v2\/types\/faq"}],"author":[{"embeddable":true,"href":"https:\/\/integration.ow.ch\/en\/wp-json\/wp\/v2\/users\/2"}],"wp:attachment":[{"href":"https:\/\/integration.ow.ch\/en\/wp-json\/wp\/v2\/media?parent=587"}],"wp:term":[{"taxonomy":"faq-group","embeddable":true,"href":"https:\/\/integration.ow.ch\/en\/wp-json\/wp\/v2\/faq_groups?post=587"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}