{"id":586,"date":"2021-11-09T12:31:48","date_gmt":"2021-11-09T12:31:48","guid":{"rendered":"https:\/\/integration.ow.ch\/?post_type=faq&#038;p=586"},"modified":"2026-01-08T11:42:59","modified_gmt":"2026-01-08T10:42:59","slug":"06-wer-und-was-ist-bei-einer-unfallversicherung-versichert","status":"publish","type":"faq","link":"https:\/\/integration.ow.ch\/en\/faq\/06-wer-und-was-ist-bei-einer-unfallversicherung-versichert\/","title":{"rendered":"06. Was ist eine Unfallversicherung und wer ist versichert?"},"content":{"rendered":"<div class=\"inherit-container-width wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"wp-block-group__inner-container\">\n<figure class=\"wp-block-image alignright size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"338\" src=\"https:\/\/integration.ow.ch\/wp-content\/uploads\/2021\/11\/F6-2_31748022_fotofreaks.jpg\" alt=\"\" class=\"wp-image-589\" srcset=\"https:\/\/integration.ow.ch\/wp-content\/uploads\/2021\/11\/F6-2_31748022_fotofreaks.jpg 500w, https:\/\/integration.ow.ch\/wp-content\/uploads\/2021\/11\/F6-2_31748022_fotofreaks-300x203.jpg 300w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/figure>\n\n\n\n<p>The <strong><em><a href=\"https:\/\/www.bag.admin.ch\/de\/unfallversicherung\">Accident insurance<\/a><\/em><\/strong> \u00fcbernimmt Kosten, wenn Sie einen Unfall haben oder beruflich erkranken. Alle in der Schweiz besch\u00e4ftigten\u00a0<strong>Employees<\/strong>\u00a0sind automatisch durch den Arbeitgeber oder die Arbeitgeberin versichert.<\/p>\n<\/div><\/div>\n\n\n\n<p>Je nachdem wie viel Sie arbeiten, sind Sie anders versichert: <\/p>\n\n\n\n<div class=\"inherit-container-width wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"wp-block-group__inner-container\">\n<p>When you <strong>eight hours or more per week&nbsp;<\/strong>bei einem Arbeitgeber arbeiten, sind Sie gegen Berufsunf\u00e4lle und Nichtberufsunf\u00e4lle versichert. Nichtberufsunf\u00e4lle sind Unf\u00e4lle auf dem Arbeitsweg und in der Freizeit.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>When you&nbsp;<strong>less than eight hours<\/strong>&nbsp;pro Woche bei einem Arbeitgeber arbeite, sind Sie nur gegen Berufsunf\u00e4lle und gegen Unf\u00e4lle auf dem Arbeitsweg versichert. F\u00fcr Unf\u00e4lle in der Freizeit m\u00fcssen Sie eine zus\u00e4tzliche Unfallversicherung bei der Krankenkasse abschliessen.<\/li>\n\n\n\n<li><strong>Unemployed persons,<\/strong>&nbsp;who are entitled to unemployment benefits are compulsorily insured.<\/li>\n<\/ul>\n\n\n\n<p>Nicht erwerbst\u00e4tige Personen sind <strong>nicht automatisch versichert<\/strong>. Diese Personen m\u00fcssen obligatorisch eine Unfallversicherung bei der Krankenkasse abschliessen.<\/p>\n<\/div><\/div>\n\n\n\n<p><\/p>","protected":false},"author":2,"template":"","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}}},"faq_groups":[24],"class_list":["post-586","faq","type-faq","status-publish","hentry","faq-group-krankenversicherung"],"uagb_featured_image_src":[],"uagb_author_info":{"display_name":"SAOW","author_link":"https:\/\/integration.ow.ch\/en\/author\/saow\/"},"uagb_comment_info":0,"uagb_excerpt":"Die Unfallversicherung \u00fcbernimmt Kosten, wenn Sie einen Unfall haben oder beruflich erkranken. Alle in der Schweiz besch\u00e4ftigten\u00a0Arbeitnehmerinnen und Arbeitnehmer\u00a0sind automatisch durch den Arbeitgeber oder die Arbeitgeberin versichert. Je nachdem wie viel Sie arbeiten, sind Sie anders versichert: Wenn Sie acht Stunden oder mehr pro Woche&nbsp;bei einem Arbeitgeber arbeiten, sind Sie gegen Berufsunf\u00e4lle und Nichtberufsunf\u00e4lle versichert.&hellip;","_links":{"self":[{"href":"https:\/\/integration.ow.ch\/en\/wp-json\/wp\/v2\/faqs\/586","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/integration.ow.ch\/en\/wp-json\/wp\/v2\/faqs"}],"about":[{"href":"https:\/\/integration.ow.ch\/en\/wp-json\/wp\/v2\/types\/faq"}],"author":[{"embeddable":true,"href":"https:\/\/integration.ow.ch\/en\/wp-json\/wp\/v2\/users\/2"}],"wp:attachment":[{"href":"https:\/\/integration.ow.ch\/en\/wp-json\/wp\/v2\/media?parent=586"}],"wp:term":[{"taxonomy":"faq-group","embeddable":true,"href":"https:\/\/integration.ow.ch\/en\/wp-json\/wp\/v2\/faq_groups?post=586"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}