Account and budget

Debt can quickly become overwhelming. Seek help from professional debt counseling. The sooner, the better! Because the longer you wait, the greater the debt and the greater the potential difficulties. You can find addresses of debt counseling centers, sorted by canton, here.

Information on creating household budgets, with templates, conversion options and much more is available from the budget advice service.

Advantages of a household budget: Order in your finances You always know how much money you still have available and what planned costs are still to come Savings goals can be achieved much faster Avoiding debt

You can pay your invoices as follows: The payment period of invoices is usually between 10 to 30 days. If this period passes without payment being received, companies in Switzerland may send reminders to the customer or even take legal action. This can result in high costs. Therefore, it is important to always pay invoices within the deadline.

If you want to use the services of a bank or Postfinance, you need an account. To open an account, go to your chosen bank or post office and ask for advice on the options available. Once you have made your decision and would like to open an account, you will need to prove your identity. You should therefore bring your passport and

Here you can find banks in the canton of Obwalden. Here you will find the list of all post offices (Postfinance). Here you will find information on all bank locations in the Swiss municipalities. Here you can find more information about the "Bank" of Swiss Post.